Yves is a pioneer in digital mobile banking. He is co-founder of the French FinTech, TagPay, that has developed the next-generation core banking system, centered around the mobile phone. TagPay's patented payment technology, NSDT, transforms any phone into a contactless payment tool, without changing the hardware or software. Yves was formerly Head of Innovation at Gemalto (Schlumberger, SmartCard division).