Manuel is a fintech expert with skills gained in Banking (+10 years) and Telecom (+10 years) industries. He is the founder of M-Eskudo (a digital banking channel for financial inclusion) and PoP Bank (a blockchain social bank).
He also teaches and consults for major corporations and technology start-ups, mainly in payment innovation.

He has an MBA from London Business School and a telco engineering degree from Instituto Superior Técnico. He complemented his skills with an executive course in Financial Inclusion from Harvard Business School and a entrepreneurship course from LBS.

He is a dual Portuguese/Dutch and has a broad international exposure to Western Europe and Latin America with focus in Iberia. Manuel was born in Mozambique, Africa.