Kristjan is the CEO of Change that is world's leading crypto bank that recently raised 17,5 MM USD. His has unique experience to identify opportunities that he learned while being one of the Asia's youngest venture capital CFOs at Expara Ventures. More importantly he understands the value of execution having founded various companies in Singapore, Estonia & the Netherlands in wide range of industries including fin-tech, software & entertainment. Educated at Maastricht University & National University of Singapore.