Harold Montgomery is Chairman and CEO of MoneyOnMobile, Inc. (CLPI), a global payment processing company, India’s market-leading mobile payments service provider. With more than 25 years of payments experience, Harold is a frequent speaker at industry events and a regular contributor to industry trade publications, including Transaction World Magazine. Harold has served as an industry expert for the Federal Reserve Bank of Philadelphia Payment Card Center and testified before U.S. Congress as an expert witness for credit card reform legislation.