Simone Joyce is the CEO of Paypa Plane, a banking-layer payment technology company she co-founded in 2017 - capitalising on previous experience within the digital payments industry. Paypa Plane has grown rapidly since 2017 and now provides white-label cloud-layer payment services overlays for banks (for their SME clients) and large enterprises in Australia. Elected to the Fintech Australia board in early 2019, Simone's knowledge of the Fintech and Payments space spans the full range of the stakeholder landscape - from banking and infrastructure systems through to end-user businesses and consumers. Simone regularly participates in speaking engagements, commenting on payment technology, stakeholder engagements and the future of the payments ecosystem - both in Australia and globally.